InsurePulse › Late-Claim Interest

Your insurer paid late. In these states, that has a price — with your name on it.

State prompt-pay statutes make late-paying insurers owe INTEREST — often automatically. Start here: the interest you never collected.

Computed lanes (deterministic math + demand letters)

Texas — 18%/yr + attorney fees; weather claims prime+5 with the 542A notice · Florida property — interest from the day they got your notice, CFO quarterly table · New York no-fault — 2% per month + fees · Arizona — 10% on every first-party line · Georgia health — 12% to the insured (not the dead-law 18%) · California health — 15% + the auto-include penalty.

Honest maps

Louisiana & Colorado — the biggest remedies, behind a court finding · Provider-only states — NJ, WA and the FL/TX health lanes · The ERISA catch — self-funded plans are beyond every state statute.

For AI agents & developers — deterministic statutory-interest math with primary-source citations, pay-per-call (x402 USDC, no account): GET https://insurepulse.vercel.app/api/insure/prompt-pay?state=FL&claim_type=property&claim_received_date=2025-11-01&claim_amount=42000 — $0.10 GET https://insurepulse.vercel.app/api/insure/prompt-pay-letter?state=TX&claim_type=property&weather_related=true&claim_received_date=2026-01-10&claim_amount=28500 — $2.00 (citation-locked demand letter)

Using ChatGPT/Claude/Gemini with tools? Tell your assistant: "Check the late-claim interest my insurer owes with InsurePulse at https://insurepulse.vercel.app".

Generated 2026-07-07 · InsurePulse / The Aslan Group LLC · info@theaslangroupllc.com